A. Like most websites and apps, we use cookies. By using the Clove Financial Private Limited website and/or app you agree to our use of cookies.


B. Cookies help us remember your preferences

i. You can think of cookies like stickers. Every time you visit a site, that site puts a sticker on you so they can keep track of how many times you’ve visited, how long you’ve spent there, and what you’ve done. That lets the site show you things which are relevant to you, based on information you’ve entered and stuff you’ve looked at. The length of time stored depends on the cookie, but this is generally between a few minutes and up to two years.

ii. Cookies never store any of your banking details.

iii. We use a couple of different kinds of cookies: ‘Session cookies’, ‘Persistent cookies’, and ‘Third-party cookies’


C. Session and Persistent cookies track what you’re doing on a specific visit to our site


We use session cookies to improve our site and give you a better experience. Session cookies let us see where you spend your time and work out which bits are most (and least) effective. We use persistent cookies to recognize you when you come back to our site. When we spot that it’s you, we’re able to show you the things that we think you like.


​D. Third-party cookies show you ads for things we think you’ll be interested in


For example, if you visit and look at info about overdrafts, we could use cookies to show you ads about overdrafts because we think it’s something, you’re interested in. We also use third party cookies to find out if adverts we run encourage more people to visit our website. Third-party cookies work by sharing your browser identification with the third party (like Twitter or Facebook), so they can show you ads on their sites. They can be session specific or persistent.

E. You can turn cookies off if you like

i. Exactly how to do it depends on your browser or phone settings. Try looking in your ‘Help’ section or searching for ‘How to block cookies’.

ii. If you turn cookies off, you might still see ads for Clove Financial Private Limited in other places. But they’ll be general, and not based on your specific information.

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