Let Digitalization in Insurance Shield your Business

We help businesses provide the best personalized insurance and benefit packages 





We Partner with You to Achieve

1. Enhanced Engagement

Give your employees absolute ease of selecting, viewing and enjoying their benefits via our portal and mobile apps - designed for aesthetics and functionality for all devices, available 24/7/365.

2. Streamlined Administration

We take care of the paperwork and provide paperless business solutions to ensure you save time and money on manual tedious administrative tasks.

3. Cost Management 

Medical costs are rising sharply, but your benefits programs do not have to follow suit. We offer a comprehensive suite of products and solutions to ensure your business is protected from unforeseen events. 

Get all the benefits you need with Clove Financial 

Traditional one-size-fits-all benefit programs are often underappreciated. With Clove Financial's  easy-to-use flexible benefits portal, your employees will be able to understand, appreciate, and enjoy their benefits fully

Decision-making made easy

As benefit programs become increasingly complex, choosing the right plans can be difficult. Clove Financial transforms the benefit selection process into a familiar online shopping exercise. With product descriptions that are free of jargon and an e-Wallet that reflects prices and account balances in real time, your employees will come to enjoy the entire experience

Thousands of health & wellness products at your fingertips

With more than 1,000 products across 14 categories, Clove Financial offers discounts and deals that will make your employees smile. Whether you value gym equipment, health supplements, vacations, or products for their children, our wellness e-marketplace is bound to have something for you. We continue to establish partnerships every day, in order to provide even greater choice and a satisfying employee experience

Track your year-on-year progress

Health screening results include colour-coded biomarkers to highlight key areas for improvement and encourage you to reach your goals

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